Caveat Loans | Second Mortgages | Commercial Loans | Short Term Money | Bridging Finance
  Caveat Loans, Second Mortgages & Short Term Money Specialists
    Commercial Lending, Investment Loans
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Please enter the security code below: * has been designed to help people sort out their cash flow problems. Caveat loans and second mortgages can be arranged by has a number private funders available to ensure that you will be provided the best possible solution to meet your needs. Caveat loans and second mortgages are available for loan amounts that can range from $10,000 - $500,000 or more.

Why would you need a caveat loan or a second mortgage?


Are you buying a new property but need the cash to settle it prior to the sale of your other property? Need the funds to settle the new property or else you stand to loose your deposit? can help arrange a loan for you to cover any shortfall at settlement and once you sell the other property you can clear out the debt you borrowed. Remember, caveat loans and second mortgages can normally settle within 2 – 5 business days.



Do you have some invoices due for payment? Waiting on some large cash injections or a merger to secure your business cash flow? If you can provide a clear payout method then a caveat or second mortgage may be the type of loan you need to keep your business afloat.



Many businesses have great cash flow, but occasionally go through a period where the cash flow slows for what ever reason. If you have a debt outstanding that is going to cause a major issues for you moving forward, for example, a debt to ATO or other Creditor, then you may want a caveat or second mortgage to pay that debt on time. For the exit strategy you may be able to prove some cash that is coming in the near future, or you may have an impending refinance going through.



Some of our borrowers need money to clean up or renovate a property before a sale, ensuring they obtain the best sale price possible. Do you have some landscaping to do on your investment property, or maybe even painting out a commercial property prior to the auction. A caveat loan or second mortgage would then be paid out upon the sale of the property. How much extra money could you realise on your sale?



Occasionally developers and general builders alike can get into a position during a construction project where they run out of funds to complete the project. As long as there is an acceptable level of equity funders are more than willing to assist in funding the remainder of the project. Therefore you can move on and finish the project without being stuck in limbo.


Common Questions

What’s the main requirement for Caveat & Second Mortgage loans?
All caveat and second mortgage loans rely on the ‘exit strategy’, this means, how are you paying back the debt? As long as this is strong, for example; If you have sold a property and can clear the debt from that, then you have a very strong exit strategy. Or you may have a big invoice coming due and need cash flow till then.

How long do these types of loans take?
Normally 2- 5 business days. Sometimes if they are extremely urgent they can be done the same day.

What sort of documents do the lenders want?
Normally caveat and second mortgage loans will lend to around 80% of the properties value. The majority of the time a valuation won't even be needed, nor is income proof. The loans rely on the ‘exit strategy’.

For what purpose can I use the money?
Any and all worthwhile business or investment purpose.

What type of properties can be used for the Caveat or Second Mortgages?
Either residential properties or commercial properties. All real estate within Australia will be considered.

What sort of loan terms are available?
Some Second Mortgages will go for 12 months. Most Caveat and urgent Second Mortgages attract 1 – 6 months terms.

What if I have bad credit or don’t have any current financials? has such a large array of products that this is usually not a problem, once again it depends on the ‘exit strategy’. may have the solution to solve your financial problem.Give us a call or email us your enquiry now! Why wait? Your problem may be one phone call away from being solved! - 1300 737 426!!

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